乔什（本·斯蒂勒 Ben Stiller 饰）原本是一名兢兢业业的高档公寓的大楼经理，多年来他一直带领着手下的工作人员竭尽全能保证大楼里面居民的安全，为他们提供舒适的生活。而突然有一天，住在大楼顶层的投资巨头亿万富翁亚瑟（阿伦·阿尔达 Alan Alda 饰）被警察带走，罪名是他从投资人那儿骗走了20亿美元的资金。这下乔什和他的同事们都不知所措，因为这里面也包含他们的退休金。但是，这被骗走的20亿却被亚瑟藏在了不为人知的地方，很可能就在亚瑟的家里。所以，为了讨回自己的退休金，乔什带领自己手下的员工，开始了一场不可能完成的任务，前往被警察层层包围的大楼顶层，偷回属于自己的退休金……Josh Kovaks is the manager of a high-rise condominium in New York. He is close to all the tenants, especially financier Arthur Shaw. One day Shaw is arrested by the FBI for fraud. Josh thinks it's a misunderstanding that can be resolved, but later he learns that the employees' pension fund - which he asked Shaw to handle - is gone. When one of the employees tries to kill himself, Josh's views of Shaw change. He goes to see him and loses his temper, and his job. The FBI agent in charge tells him that Shaw might walk, and recovering the pension fund is unlikely. She tells him that it's been rumored that Shaw has $20 million lying around if he needs it in a hurry. Josh thinks he knows where it is, so with two other fired employees and an evicted tenant, they set out to get into Shaw's penthouse to get the money. But they realize they need the assistance of someone who knows how to steal, so Josh asks an old acquaintance named Slide who he knows is a thief to help them.

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